/* ==========================================================================
   Mondal Finance - Homepage Redesign Stylesheet
   Theme: Olney Corporate Finance Inspiration
   Primary Colors: Dark Blue (#122C4F), Gold (#5B88B2), White (#FFFFFF)
   ========================================================================== */

/* ── 1. Root Variables & Typography ──────────────────────────────────────── */
:root {
    --primary-color: #122C4F;
    --primary-light: #223F67;
    --accent-color: #5B88B2;
    --accent-hover: #487299;
    --accent-light: rgba(91, 136, 178, 0.1);
    --secondary-accent: #C8D9E6;
    --white: #FFFFFF;
    --light-bg: #FBF9E4;
    --glass-bg: rgba(255, 255, 255, 0.08);
    --glass-border: rgba(255, 255, 255, 0.15);
    --text-dark: #1E2229;
    --text-muted: #6B7280;
    --font-primary: 'Poppins', sans-serif;
    
    /* Shadows & Border Radius */
    --shadow-sm: 0 4px 10px rgba(18, 44, 79, 0.04);
    --shadow-md: 0 10px 30px rgba(18, 44, 79, 0.06);
    --shadow-lg: 0 20px 40px rgba(18, 44, 79, 0.12);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-full: 50px;
    
    /* Animation speed */
    --transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
}

body {
    font-family: var(--font-primary);
    color: var(--text-dark);
    background-color: var(--white);
    overflow-x: hidden;
}

/* ── 2. Utility Classes & Typography Helpers ────────────────────────────── */
.section-pad {
    padding: 100px 0;
}
@media (max-width: 768px) {
    .section-pad {
        padding: 60px 0;
    }
}

.text-gold { color: var(--accent-color) !important; }
.bg-navy { background-color: var(--primary-color) !important; }
.bg-navy-light { background-color: var(--primary-light) !important; }
.bg-light-gray { background-color: var(--light-bg) !important; }

/* Subtitle Tag */
.section-label {
    display: inline-block;
    color: var(--accent-color);
    font-size: 0.85rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 2px;
    margin-bottom: 12px;
    padding-bottom: 4px;
    border-bottom: 2px solid var(--accent-color);
}

/* Heading Titles */
.section-title {
    font-size: clamp(2rem, 4vw, 2.75rem);
    font-weight: 800;
    color: var(--primary-color);
    line-height: 1.25;
}
.section-title span {
    color: var(--accent-color);
}
.section-desc {
    color: var(--text-muted);
    font-size: 1.05rem;
    max-width: 600px;
    margin: 15px auto 0 auto;
}

/* Buttons */
.btn-premium {
    font-weight: 600;
    font-size: 0.95rem;
    padding: 14px 32px;
    border-radius: var(--radius-full);
    transition: var(--transition);
    text-transform: uppercase;
    letter-spacing: 1px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
}

.btn-gold {
    background-color: var(--accent-color);
    color: var(--primary-color) !important;
    border: 2px solid var(--accent-color);
    box-shadow: 0 8px 20px rgba(91, 136, 178, 0.25);
}
.btn-gold:hover {
    background-color: var(--accent-hover);
    border-color: var(--accent-hover);
    transform: translateY(-3px);
    box-shadow: 0 12px 28px rgba(91, 136, 178, 0.4);
}

.btn-outline-navy {
    background-color: transparent;
    color: var(--primary-color) !important;
    border: 2px solid var(--primary-color);
}
.btn-outline-navy:hover {
    background-color: var(--primary-color);
    color: var(--white) !important;
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(18, 44, 79, 0.15);
}

.btn-white-ghost {
    background-color: transparent;
    color: var(--white) !important;
    border: 2px solid rgba(255, 255, 255, 0.4);
    backdrop-filter: blur(5px);
}
.btn-white-ghost:hover {
    background-color: var(--white);
    color: var(--primary-color) !important;
    border-color: var(--white);
    transform: translateY(-3px);
    box-shadow: 0 8px 20px rgba(255, 255, 255, 0.25);
}

/* ── 3. Header & Sticky Navigation Redesign ──────────────────────────────── */
#site-header {
    background-color: #ffffff !important;
    border-bottom: 1px solid rgba(0, 103, 199, 0.08);
    transition: var(--transition);
}

/* Scrolled Navbar Style */
#site-header.scrolled {
    background-color: #ffffff !important;
    box-shadow: 0 4px 20px rgba(0, 103, 199, 0.08);
}
#site-header.scrolled .topbar {
    display: none !important; /* Hide topbar on scroll to reduce height */
}

/* Topbar styles */
.topbar {
    background-color: rgb(1, 19, 45);
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    font-size: 0.82rem;
    color: rgba(255, 255, 255, 0.85);
    transition: var(--transition);
}
.topbar i {
    color: var(--accent-color);
}

/* Main Navbar */
.main-navbar {
    padding: 15px 0;
    transition: var(--transition);
}
#site-header.scrolled .main-navbar {
    padding: 10px 0;
}

.brand-name {
    font-size: 1.45rem;
    font-weight: 800;
    letter-spacing: 0.5px;
    color: #122C4F;
}
.brand-tagline {
    font-size: 0.68rem;
    letter-spacing: 1.5px;
    color: #0067c7;
    text-transform: uppercase;
}

.main-navbar .nav-link {
    font-size: 0.95rem;
    font-weight: 600;
    color: #0067c7 !important;
    padding: 8px 16px !important;
    position: relative;
    transition: var(--transition);
}
.main-navbar .nav-link:hover,
.main-navbar .nav-link.active {
    color: #122C4F !important;
}
.main-navbar .nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 16px;
    right: 16px;
    height: 2px;
    background-color: #0067c7;
    transform: scaleX(0);
    transition: var(--transition);
    transform-origin: right;
}
.main-navbar .nav-link:hover::after,
.main-navbar .nav-link.active::after {
    transform: scaleX(1);
    transform-origin: left;
}

/* Custom Hamburger Icon for White BG */
.main-navbar .navbar-toggler {
    border-color: rgba(0, 103, 199, 0.25) !important;
}
.main-navbar .navbar-toggler-icon {
    background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='%230067c7' stroke-width='2' stroke-linecap='round' stroke-miterlimit='10' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e") !important;
}

/* Dropdown styling */
.dropdown-menu {
    border: none;
    border-radius: var(--radius-md);
    background-color: var(--white);
    box-shadow: var(--shadow-lg);
    padding: 12px 0;
    transform: translateY(10px);
    opacity: 0;
    visibility: hidden;
    display: block;
    transition: all 0.25s ease;
}
.dropdown:hover .dropdown-menu {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
}
.dropdown-item {
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--primary-color);
    padding: 8px 24px;
    transition: var(--transition);
}
.dropdown-item:hover {
    background-color: var(--light-bg);
    color: var(--accent-color);
    padding-left: 28px;
}
.dropdown-item i {
    transition: var(--transition);
}
.dropdown-item:hover i {
    color: var(--accent-color) !important;
}

/* Apply Now Navbar CTA */
.btn-nav-apply {
    background-color: var(--accent-color);
    color: var(--primary-color) !important;
    font-weight: 700;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 10px 24px;
    border-radius: var(--radius-full);
    border: none;
    box-shadow: 0 4px 15px rgba(91, 136, 178, 0.25);
    transition: var(--transition);
}
.btn-nav-apply:hover {
    background-color: var(--accent-hover);
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(91, 136, 178, 0.4);
}

/* ── 4. Hero Slider Section Styling ─────────────────────────────────────── */
.hs-banner-bg::after {
    background: none !important;
    display: none !important;
}
.hs-title {
    font-size: clamp(2rem, 5vw, 3.5rem) !important;
    line-height: 1.15 !important;
    font-weight: 800 !important;
}
.hs-tag {
    background: rgba(91, 136, 178, 0.15) !important;
    border: 1px solid rgba(91, 136, 178, 0.4) !important;
    color: var(--accent-color) !important;
    font-size: 0.8rem !important;
    text-transform: uppercase !important;
    letter-spacing: 1.5px !important;
}
.hs-desc {
    font-size: 1.05rem !important;
    color: rgba(255, 255, 255, 0.8) !important;
    max-width: 580px !important;
}
.hs-btn-gold {
    background-color: var(--accent-color) !important;
    color: var(--primary-color) !important;
    font-family: var(--font-primary) !important;
    box-shadow: 0 8px 24px rgba(91, 136, 178, 0.3) !important;
}
.hs-btn-gold:hover {
    background-color: var(--accent-hover) !important;
    box-shadow: 0 12px 30px rgba(91, 136, 178, 0.5) !important;
}
.hs-btn-ghost {
    border-color: rgba(255, 255, 255, 0.35) !important;
}
.hs-btn-ghost:hover {
    background-color: var(--white) !important;
    color: var(--primary-color) !important;
}
.hs-stat .n {
    color: var(--accent-color) !important;
    font-size: 1.6rem !important;
}
.hs-stat .l {
    color: rgba(255, 255, 255, 0.65) !important;
}

/* ── 5. Trust Bar ────────────────────────────────────────────────────────── */
.trust-bar {
    position: relative;
    z-index: 10;
    margin-top: -40px;
}
.trust-container {
    background-color: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    padding: 30px 20px;
    border-top: 4px solid var(--accent-color);
}
.trust-item {
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 10px 15px;
    transition: var(--transition);
}
.trust-item:hover {
    transform: translateY(-3px);
}
.trust-icon {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background-color: var(--accent-light);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}
.trust-icon i {
    font-size: 1.3rem;
    color: var(--accent-color);
}
.trust-title {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 2px;
}
.trust-text {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin-bottom: 0;
}

/* ── 6. About Section ────────────────────────────────────────────────────── */
.about-image-wrapper {
    position: relative;
}
.about-img-main {
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    position: relative;
    z-index: 2;
    border: 8px solid var(--white);
}
.about-img-secondary {
    position: absolute;
    bottom: -30px;
    right: -30px;
    width: 250px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    z-index: 3;
    border: 6px solid var(--white);
}
.about-experience-badge {
    position: absolute;
    top: -20px;
    left: -20px;
    background-color: var(--primary-color);
    color: var(--white);
    padding: 24px;
    border-radius: var(--radius-md);
    z-index: 4;
    text-align: center;
    box-shadow: var(--shadow-lg);
    border-left: 5px solid var(--accent-color);
}
.about-experience-badge h3 {
    font-size: 2.25rem;
    font-weight: 800;
    color: var(--accent-color);
    margin: 0;
}
.about-experience-badge span {
    font-size: 0.75rem;
    text-transform: uppercase;
    font-weight: 700;
    letter-spacing: 1px;
}

/* Mission & Vision Cards */
.about-card {
    background-color: var(--white);
    border-radius: var(--radius-md);
    padding: 30px;
    box-shadow: var(--shadow-sm);
    border-left: 4px solid var(--primary-color);
    transition: var(--transition);
}
.about-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-left-color: var(--accent-color);
}
.about-card-icon {
    font-size: 2rem;
    color: var(--accent-color);
    margin-bottom: 15px;
}

/* ── 7. Services Section ──────────────────────────────────────────────────── */
.service-grid-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px 30px;
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(18, 44, 79, 0.05);
    height: 100%;
    display: flex;
    flex-direction: column;
    position: relative;
    z-index: 1;
    overflow: hidden;
    transition: var(--transition);
}
.service-grid-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background-color: var(--accent-color);
    transform: scaleX(0);
    transition: var(--transition);
    transform-origin: left;
}
.service-grid-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(91, 136, 178, 0.2);
}
.service-grid-card:hover::before {
    transform: scaleX(1);
}

.service-grid-icon {
    width: 65px;
    height: 65px;
    border-radius: var(--radius-md);
    background-color: var(--light-bg);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 25px;
    transition: var(--transition);
}
.service-grid-icon i {
    font-size: 1.8rem;
    color: var(--primary-color);
    transition: var(--transition);
}
.service-grid-card:hover .service-grid-icon {
    background-color: var(--primary-color);
}
.service-grid-card:hover .service-grid-icon i {
    color: var(--accent-color);
}

.service-grid-card h4 {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 12px;
}
.service-grid-card p {
    color: var(--text-muted);
    font-size: 0.9rem;
    line-height: 1.6;
    margin-bottom: 20px;
}

.service-grid-meta {
    margin-top: auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding-top: 15px;
    border-top: 1px solid rgba(0, 0, 0, 0.05);
}
.service-rate-badge {
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--primary-color);
    background-color: var(--accent-light);
    padding: 6px 14px;
    border-radius: var(--radius-full);
}
.service-grid-link {
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--accent-color);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 5px;
    transition: var(--transition);
}
.service-grid-link i {
    transition: var(--transition);
}
.service-grid-link:hover {
    color: var(--primary-color);
}
.service-grid-link:hover i {
    transform: translateX(4px);
}

/* ── 8. Why Choose Us Section ────────────────────────────────────────────── */
.why-card {
    background-color: var(--white);
    border-radius: var(--radius-md);
    padding: 25px;
    box-shadow: var(--shadow-sm);
    border-top: 3px solid transparent;
    transition: var(--transition);
    height: 100%;
}
.why-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-md);
    border-top-color: var(--accent-color);
}
.why-card-icon {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background-color: var(--accent-light);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
}
.why-card-icon i {
    font-size: 1.3rem;
    color: var(--accent-color);
}
.why-card h5 {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 10px;
}
.why-card p {
    font-size: 0.85rem;
    color: var(--text-muted);
    margin-bottom: 0;
    line-height: 1.6;
}

/* ── 9. Loan Calculator Preview Section ──────────────────────────────────── */
.calculator-card {
    background: var(--primary-color);
    border-radius: var(--radius-lg);
    padding: 40px;
    color: var(--white);
    box-shadow: var(--shadow-lg);
    border: 1px solid var(--glass-border);
    position: relative;
    overflow: hidden;
}
.calculator-card::before {
    content: '';
    position: absolute;
    width: 250px;
    height: 250px;
    border-radius: 50%;
    background: rgba(91, 136, 178, 0.05);
    top: -100px;
    right: -100px;
    pointer-events: none;
}

.calculator-slider-group {
    margin-bottom: 25px;
}
.calculator-slider-label {
    display: flex;
    justify-content: space-between;
    font-size: 0.9rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 8px;
}
.calculator-slider-value {
    color: var(--accent-color);
    font-weight: 700;
}

/* Slider Controls */
.calculator-range {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    border-radius: var(--radius-full);
    background: rgba(255, 255, 255, 0.15);
    outline: none;
    margin: 10px 0;
}
.calculator-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background-color: var(--accent-color);
    border: 3px solid var(--white);
    cursor: pointer;
    box-shadow: 0 0 10px rgba(0, 0, 0, 0.3);
    transition: var(--transition);
}
.calculator-range::-webkit-slider-thumb:hover {
    background-color: var(--white);
    border-color: var(--accent-color);
    transform: scale(1.15);
}

/* Result display */
.calculator-result-box {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--radius-md);
    padding: 24px;
    text-align: center;
    margin-top: 30px;
    backdrop-filter: blur(10px);
}
.calculator-result-box small {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.65);
    text-transform: uppercase;
    letter-spacing: 1px;
    display: block;
    margin-bottom: 4px;
}
.calculator-emi-amount {
    font-size: 2.25rem;
    font-weight: 800;
    color: var(--accent-color);
}
.calculator-result-box .info-note {
    font-size: 0.72rem;
    color: rgba(255, 255, 255, 0.45);
    margin-top: 8px;
    margin-bottom: 0;
}

/* ── 10. Statistics Section ─────────────────────────────────────────────── */
.stats-section {
    background: linear-gradient(135deg, var(--primary-color) 0%, #061224 100%);
    color: var(--white);
    position: relative;
    z-index: 1;
    overflow: hidden;
}
.stats-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 80% 20%, rgba(91, 136, 178, 0.08) 0%, transparent 50%);
    pointer-events: none;
    z-index: -1;
}

.stat-counter-box {
    padding: 20px;
    text-align: center;
}
.stat-counter-icon {
    font-size: 2.5rem;
    color: var(--accent-color);
    margin-bottom: 15px;
}
.stat-counter-value {
    font-size: 3rem;
    font-weight: 800;
    color: var(--white);
    line-height: 1;
    margin-bottom: 8px;
}
.stat-counter-value span {
    font-family: var(--font-primary);
}
.stat-counter-label {
    font-size: 0.88rem;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.7);
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 0;
}

/* ── 11. Testimonials Slider Section (SwiperJS) ─────────────────────────── */
.testimonial-section {
    position: relative;
}
.swiper-testimonial {
    padding: 20px 0 60px 0;
}
.testimonial-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-md);
    border: 1px solid rgba(18, 44, 79, 0.04);
    position: relative;
    transition: var(--transition);
}
.testimonial-card:hover {
    box-shadow: var(--shadow-lg);
}

.testimonial-quote {
    font-size: 2.5rem;
    color: rgba(91, 136, 178, 0.2);
    position: absolute;
    top: 20px;
    left: 30px;
    line-height: 1;
}
.testimonial-text {
    font-size: 0.95rem;
    line-height: 1.8;
    color: var(--text-muted);
    font-style: italic;
    position: relative;
    z-index: 2;
    margin-bottom: 25px;
}

.testimonial-stars {
    color: var(--accent-color);
    font-size: 0.9rem;
    margin-bottom: 20px;
}

.testimonial-client {
    display: flex;
    align-items: center;
    gap: 15px;
    border-top: 1px solid rgba(0, 0, 0, 0.05);
    padding-top: 20px;
}
.testimonial-avatar {
    width: 55px;
    height: 55px;
    border-radius: 50%;
    background-color: var(--primary-color);
    color: var(--white);
    font-weight: 700;
    font-size: 1.1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 3px solid var(--accent-color);
}
.testimonial-meta h5 {
    font-size: 0.98rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 2px;
}
.testimonial-meta span {
    font-size: 0.78rem;
    color: var(--text-muted);
}
.testimonial-loan-badge {
    margin-left: auto;
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--accent-color);
    background-color: var(--accent-light);
    padding: 4px 10px;
    border-radius: var(--radius-full);
}

/* Swiper Pagination and Nav Customisation */
.swiper-button-prev,
.swiper-button-next {
    width: 45px;
    height: 45px;
    border-radius: 50%;
    background-color: var(--white);
    color: var(--primary-color) !important;
    box-shadow: var(--shadow-sm);
    border: 1px solid rgba(0, 0, 0, 0.05);
    transition: var(--transition);
}
.swiper-button-prev::after,
.swiper-button-next::after {
    font-size: 1.1rem !important;
    font-weight: bold;
}
.swiper-button-prev:hover,
.swiper-button-next:hover {
    background-color: var(--primary-color);
    color: var(--accent-color) !important;
    border-color: var(--primary-color);
}
.swiper-pagination-bullet {
    background: var(--primary-color) !important;
    opacity: 0.2;
    width: 10px !important;
    height: 10px !important;
    transition: var(--transition);
}
.swiper-pagination-bullet-active {
    opacity: 1 !important;
    width: 25px !important;
    border-radius: 5px !important;
    background: var(--accent-color) !important;
}

/* ── 12. Process Step Section ────────────────────────────────────────────── */
.process-wrapper {
    position: relative;
}
.process-line {
    position: absolute;
    top: 50px;
    left: 5%;
    right: 5%;
    height: 2px;
    background-color: rgba(18, 44, 79, 0.1);
    border-top: 2px dashed var(--accent-color);
    z-index: 1;
}
@media (max-width: 991px) {
    .process-line {
        display: none;
    }
}

.step-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    padding: 35px 25px;
    text-align: center;
    box-shadow: var(--shadow-sm);
    position: relative;
    z-index: 2;
    transition: var(--transition);
    border: 1px solid rgba(18, 44, 79, 0.03);
    height: 100%;
}
.step-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-md);
}

.step-number {
    position: absolute;
    top: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background-color: var(--accent-color);
    color: var(--primary-color);
    font-weight: 800;
    font-size: 0.85rem;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 10px rgba(91, 136, 178, 0.3);
}

.step-icon-box {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background-color: var(--light-bg);
    color: var(--primary-color);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 10px auto 20px auto;
    font-size: 1.5rem;
    transition: var(--transition);
}
.step-card:hover .step-icon-box {
    background-color: var(--primary-color);
    color: var(--accent-color);
}

.step-card h5 {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 10px;
}
.step-card p {
    font-size: 0.85rem;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 0;
}

/* ── 13. Latest News / Blog Cards ────────────────────────────────────────── */
.blog-card {
    background-color: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-sm);
    overflow: hidden;
    height: 100%;
    display: flex;
    flex-direction: column;
    border: 1px solid rgba(18, 44, 79, 0.03);
    transition: var(--transition);
}
.blog-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-lg);
}

.blog-img-box {
    position: relative;
    overflow: hidden;
    aspect-ratio: 16/10;
}
.blog-img-box img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}
.blog-card:hover .blog-img-box img {
    transform: scale(1.08);
}
.blog-category-badge {
    position: absolute;
    bottom: 15px;
    left: 15px;
    background-color: var(--primary-color);
    color: var(--accent-color);
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    padding: 4px 12px;
    border-radius: var(--radius-full);
    z-index: 2;
}

.blog-content {
    padding: 30px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}
.blog-meta {
    display: flex;
    gap: 15px;
    font-size: 0.78rem;
    color: var(--text-muted);
    margin-bottom: 12px;
}
.blog-meta span i {
    color: var(--accent-color);
    margin-right: 5px;
}
.blog-title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--primary-color);
    line-height: 1.4;
    margin-bottom: 12px;
    transition: var(--transition);
}
.blog-title a {
    color: inherit;
    text-decoration: none;
}
.blog-title a:hover {
    color: var(--accent-color);
}
.blog-desc {
    font-size: 0.88rem;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 20px;
}
.blog-link {
    margin-top: auto;
    font-size: 0.88rem;
    font-weight: 700;
    color: var(--primary-color);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    transition: var(--transition);
}
.blog-link i {
    transition: var(--transition);
}
.blog-link:hover {
    color: var(--accent-color);
}
.blog-link:hover i {
    transform: translateX(4px);
}

/* ── 14. CTA Banner Section ─────────────────────────────────────────────── */
.cta-premium-banner {
    position: relative;
    background-color: var(--primary-color);
    border-radius: var(--radius-lg);
    padding: 80px 60px;
    overflow: hidden;
    color: var(--white);
    box-shadow: var(--shadow-lg);
}
@media (max-width: 576px) {
    .cta-premium-banner {
        padding: 50px 30px;
    }
}
.cta-premium-banner::before {
    content: '';
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 10% 90%, rgba(91, 136, 178, 0.1) 0%, transparent 60%);
    pointer-events: none;
}
.cta-premium-banner::after {
    content: '';
    position: absolute;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.02);
    top: -150px;
    right: -100px;
    pointer-events: none;
}
.cta-premium-banner .cta-content {
    position: relative;
    z-index: 2;
}

/* ── 15. Premium Footer ─────────────────────────────────────────────────── */
.site-footer {
    background-color: var(--primary-color);
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.88rem;
    border-top: 5px solid var(--accent-color);
}
.footer-top {
    padding: 80px 0 50px 0;
}
.footer-brand {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--white);
}
.footer-desc {
    line-height: 1.7;
    margin-top: 15px;
}

.footer-heading {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--white);
    position: relative;
    padding-bottom: 12px;
    margin-bottom: 25px;
}
.footer-heading::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 2px;
    background-color: var(--accent-color);
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}
.footer-links li {
    margin-bottom: 12px;
}
.footer-links li a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: var(--transition);
    display: inline-flex;
    align-items: center;
}
.footer-links li a::before {
    content: '\f105';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    color: var(--accent-color);
    margin-right: 8px;
    font-size: 0.8rem;
    transition: var(--transition);
    transform: translateX(-3px);
    opacity: 0;
}
.footer-links li a:hover {
    color: var(--accent-color);
    padding-left: 5px;
}
.footer-links li a:hover::before {
    transform: translateX(0);
    opacity: 1;
}

.footer-contact {
    list-style: none;
    padding: 0;
    margin: 0;
}
.footer-contact li {
    display: flex;
    gap: 12px;
    margin-bottom: 15px;
    align-items: flex-start;
}
.footer-contact li i {
    color: var(--accent-color);
    font-size: 1.05rem;
    margin-top: 3px;
}
.footer-contact li a {
    color: inherit;
    text-decoration: none;
    transition: var(--transition);
}
.footer-contact li a:hover {
    color: var(--accent-color);
}

.social-links {
    display: flex;
    gap: 12px;
}
.social-links a {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.95rem;
    transition: var(--transition);
    border: 1px solid rgba(255, 255, 255, 0.08);
}
.social-links a:hover {
    background-color: var(--accent-color);
    color: var(--primary-color) !important;
    transform: translateY(-4px);
    box-shadow: 0 4px 15px rgba(91, 136, 178, 0.3);
}

/* Footer Bottom */
.footer-bottom {
    background-color: #061224;
    padding: 24px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.05);
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.8rem;
}
.footer-bottom a {
    transition: var(--transition);
}
.footer-bottom a:hover {
    color: var(--accent-color) !important;
}

/* Back to Top Button */
.back-to-top {
    position: fixed;
    bottom: 30px;
    right: 30px;
    z-index: 99;
    width: 45px;
    height: 45px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    background-color: var(--accent-color);
    color: var(--primary-color);
    box-shadow: var(--shadow-md);
    border: none;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}
.back-to-top.show {
    opacity: 1;
    visibility: visible;
}
.back-to-top:hover {
    background-color: var(--accent-hover);
    transform: translateY(-5px);
}